Australian Essay Writers

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Australian Essay Writers

Australian Essay Writers They will guarantee your essays are of the absolute best quality on this subject. This is a subject that requires cautious thought when writing your essays in addition to an intensive data of the subject. With us you'll all the time work with the best so that your essay shall be worthy of one of the best outcomes. We give you a fully certified professional in the area of legislation, in spite of everything you can not expect simply anyone to put in writing on this extremely complicated topic area. They provide insightful and accurate essays simply as you need them. Check their websites to make sure they have the options listed above. Once you obtain the essay, you have to read it carefully to check for errors. Reliable companies do minor revisions for free and charge an affordable extra fee for major ones. The writing type changes from project to project. That includes your sentence construction, syntax, and general voice. High school essays are sometimes 500 phrases, but graduate essays can be 5000 phrases or extra. At our company, we offer good high quality essays at low costs in order to sell more to our large number of clients. We may help you together with your essays as all phases in your training to the best of standards through specialists that may know exactly what's being appeared for in your writing. We offer up to date support by way of highly skilled and experienced postgraduate diploma holders that will be able to help you with writing some of the greatest essays you'll ever submit. Accuracy and understanding is at all times guaranteed when you work with our postgraduate qualified nursing experts. Once I was to complete five completely different papers for one night. If I didn’t find this website, I’d probably be already expelled. All you have to is await the paper to be submitted to you. As a pupil, you have to manage your time to do your assignments, research for exams, and spend a while on your hobbies. Due to an absence of time, you would possibly consider outsourcing your writing assignments. It might be a good suggestion, but don’t neglect that all agencies usually are not equal in any respect. Fortunately, I managed to satisfy the deadline with the help of this service. When you’re totally satisfied along with your paper, and it suits all your requirements, we release your cash to your writer, and it’s as easy as that. Then add cash to your Edusson steadiness which is not but paid to the writer, as soon as that is done, your author will start drafting your paper. You can keep up a correspondence with your writer all through the whole course of too. Whether you just want slightly help or a totally researched and written essay, we will provide this service. Think of Edusson as your personal private tutor, we’re here to help you along the best way and assist put together that essay you generally simply don’t have the time for. Get walked via your toughest problems and learn how to clear up them from expert writers. It’s a good idea before making a alternative, to debate your requirements. They usually are not alleged to be submitted for academic credit score. After we now have acquired your order, we will match you to a writer from our pool who can work greatest in your paper given its matter and the writer’s availability. The author should be an expert in numerous writing styles and match the project requirements correctly. The originality of an essay implies that the writer can use several sources and paraphrase them appropriately to avoid plagiarism. Plagiarized texts are easily detected by specialized software program. You received’t get good grades until you deliver distinctive content. View our weblog and get to know more about us and the sort of writing service that we may give to you. Interested shoppers can easily get the required information and particulars that they want from our website. It's time to stop stressing out about your essays. By providing us the complete particulars of the project, we are able to immediately assign considered one of our specialists and have the contents delivered on or before the set deadline. Essay Mama ensures its shoppers that we'll stay up to their expectations and standards. Get the help of somebody that has expertise in your subject so you'll be able to evaluate the skills of every essay writer. You could be pleasantly shocked by what you discover. Correct paper particulars are very essential to get the specified end result. We ask for assignment title, document type, deadline, academic level, description, citations and attachments which are required so that you get exactly what you want. All of the papers you get at Samedayessay.com are meant for research purposes only.

Cheap Essay Writer

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Paper Writer

Paper Writer In their role, they may work throughout genres, from nonfiction to poetry, fiction to satire. In a enterprise setting, writers may work as copywriters, technical writers, weblog and feature writers, and as editors. Even should you had the most demanding job that took up most of your waking hours, you'd at all times find time to pen one thing down. Even when you lost every thing on this world, one of many first belongings you would get can be a pen and paper. Get all your thoughts on paper, and you'll prolong or shorten the essay in the course of the editing course of. Another scholarship essay length you might encounter is 1,000 phrases. With a 1,000-word scholarship essay, you will need to cite sources and provide detailed references to help your claims. 1,000+ word essay prompts are often used for writing competitions, the place you may be asked to create a fictional story. Ever because you learned the distinction between the letters ‘A’ and ‘B’, you’d rather write it than say it. The data supplied on this blog is for informational functions only. In order to comply with FTC guidelines we wish to be clear that ScholarshipOwl could get compensated by corporations and/or partners based mostly on an affiliate or advertiser partnership. We may get compensated for example for mentioning companions, by you, the consumer, making a clicking, purchasing, or signing up for a services or products through a monitoring hyperlink. In no way are we liable for the accuracy, relevance, timeliness, or completeness of any data on these external web sites. 500 phrases provide you with more room to express your opinion. Yet, it's nonetheless quick enough that it doesn't need footnotes and cited resources, usually. 500-word essays don't have to be exactly 500 words, however they need to be as shut as possible. It is meant to provide opinions and academic info. It just isn't meant as individual recommendation and shouldn't be taken as substitute for skilled advice. We assume no responsibility for errors or errors. We reserve the best to make deletions, additions, or modifications to the content material at any given time with out prior notice. In some instances we could also be compensated on an affiliate basis when users take certain actions. Here are 15 signs you’re a author, even whenever you feel in any other case. Regardless of the place you find yourself, one factor is never absent out of your sideâ€"some type of writing material, whether it’s paper and a pen, or a digital memo. Some folks suppose it bizarre however, to you, it’s just the best way you are. The further size provides room for extra creativity, nevertheless it additionally requires more time to put the perfect piece together. 500-word scholarship essays provide more writing flexibility than 250-word essays. With a shorter word depend, you're usually forced to summarize long-winded ideas into fast to-the-level snippets. Something may pop out while you sleep…so why not write it down. At first writer’s block hits you and all you see is a clean page. Minutes later, you’re scribbling away like you’re being chased by your ideas. At times, you only planned on doing a half page write up. But after some minutes, you’re already two pages deep. No, you don’t get proud when people reward you, however you fall in love with the individuals who do. Whenever someone tells you how nice a author you might be, you replay that second in your head a number of times. You go back to the piece you were praised about and skim it again and again, such as you were trying to go looking out the rationale for the praise. Whenever you are feeling indignant, lonely or simply depressed, your finest good friend isn’t the bottle, but that piece of paper subsequent to you. If days move without you writing something down, your emotions might go berserk. At this point, you know it’s time to go back to your first love. Some persons are born with particular qualities that others lack.

Advantages Of Using Custom Essay Writing Service

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How To Find The Best Essay Writer For Your Essay Or Paper

How To Find The Best Essay Writer For Your Essay Or Paper If you want us to make some adjustments â€" send the paper for revision. The examine and distinction essay you wrote for me obtained 85%. If every thing is fine, we are able to send to you the doc and you'll download it so you possibly can print it and submit it on time. Free quotes assist you to estimate your budget by understanding ahead how much the service costs. On the web site, you will be requested to fill in details like the topic, the pages, etc. on the form. No more switching between functions when creating an thought map, writing content material or referencing, so all work is productive. Essays are masterpieces to be stored in archives when rightly accomplished but a piece price throwing into the bin if not done properly. If you want any changes to your paper, you possibly can request them at no cost. There’s no way your grader will know you had assist. Our service is one hundred% confidential and guaranteed plagiarism-free. Our editors verify every paper for plagiarism and errors earlier than you get it. I’m wanting ahead to collaborating more with your firm. Just send a request “write my paper for me” and enjoy the above-listed execs. Even in case you have put great ideas in your essay, it may not be thought-about good essay if you have tousled with elements like grammar, referencing and others. Moreover, there must be a synchrony between each and every paragraph of the essay and enough supporting arguments to validate your point. We search for plagiarism points, grammatical errors, and different elemental issues before supply at this stage. The concept of paying another person to do your give you the results you want has become increasingly commonplace in our broader culture, even in the realm of writing. Only a specialist who has the appropriate stage of data in the wanted area is usually a performer. Contacting our company you'll be able to be sure that solely professionals will work in your labor. We select authors who've the suitable stage of training, data, and expertise. And within the means of previous jobs, they've gained appreciable experience. The extra the creator puts effort into their work, the higher it will be. It is well-known that many actors, athletes, politicians, and businesspeople have contracted with uncredited ghostwriters to supply their memoirs for them. You get an original paper assist with a hundred% content material uniqueness. For your first textual content, we will share a 15% discount with you. To obtain further discounts and juicy presents, comply with our newsletter. One can order a vast number of free revisions within two weeks after getting your essay done. Less than 2% of candidates move our hiring course of and turn out to be a part of our professional writing group. A common coaching program is carried out to continually improve their writing abilities. Candidates who move the required examinations are given a pattern assignment to ensure they can full an actual project. We examine the candidates’ language, writing abilities, and subject information with grammar knowledge exams, an English language proficiency test, and qualification evaluation by research space. We offer one of the best deals for paper assist with our regular shoppers all 12 months lengthy. Additionally, you start a private bonus account and acquire rewards for delivered orders. We start our hiring process with a careful review of candidate resumes. If they don’t have the mandatory tutorial degree, their application is rejected with out further consideration. Check the preview of your paper and approve it, when you’re glad. You can turn collected bonuses to virtual cash and use it for future purchases. Close your eyes and imagine that there isn't a have to work in your hateful task. No must rack your brain looking for relevant sources and related phrases to describe the matter. Choosing us, remember to get your paper accomplished strictly by your deadline. It happens not often, but should you don’t like the final paper our firm will return every cent to you. Sometimes they have to rewrite the identical paragraph several instances. And the principle thing for him is to save not only hard work but in addition persistence. Select the paper kind and we’ll match you up with the best pro.

How To Find The Best Essay Writer For Your Essay Or Paper

How To Find The Best Essay Writer For Your Essay Or Paper If you want us to make some adjustments â€" send the paper for revision. The examine and distinction essay you wrote for me obtained 85%. If every thing is fine, we are able to send to you the doc and you'll download it so you possibly can print it and submit it on time. Free quotes assist you to estimate your budget by understanding ahead how much the service costs. On the web site, you will be requested to fill in details like the topic, the pages, etc. on the form. No more switching between functions when creating an thought map, writing content material or referencing, so all work is productive. Essays are masterpieces to be stored in archives when rightly accomplished but a piece price throwing into the bin if not done properly. If you want any changes to your paper, you possibly can request them at no cost. There’s no way your grader will know you had assist. Our service is one hundred% confidential and guaranteed plagiarism-free. Our editors verify every paper for plagiarism and errors earlier than you get it. I’m wanting ahead to collaborating more with your firm. Just send a request “write my paper for me” and enjoy the above-listed execs. Even in case you have put great ideas in your essay, it may not be thought-about good essay if you have tousled with elements like grammar, referencing and others. Moreover, there must be a synchrony between each and every paragraph of the essay and enough supporting arguments to validate your point. We search for plagiarism points, grammatical errors, and different elemental issues before supply at this stage. The concept of paying another person to do your give you the results you want has become increasingly commonplace in our broader culture, even in the realm of writing. Only a specialist who has the appropriate stage of data in the wanted area is usually a performer. Contacting our company you'll be able to be sure that solely professionals will work in your labor. We select authors who've the suitable stage of training, data, and expertise. And within the means of previous jobs, they've gained appreciable experience. The extra the creator puts effort into their work, the higher it will be. It is well-known that many actors, athletes, politicians, and businesspeople have contracted with uncredited ghostwriters to supply their memoirs for them. You get an original paper assist with a hundred% content material uniqueness. For your first textual content, we will share a 15% discount with you. To obtain further discounts and juicy presents, comply with our newsletter. One can order a vast number of free revisions within two weeks after getting your essay done. Less than 2% of candidates move our hiring course of and turn out to be a part of our professional writing group. A common coaching program is carried out to continually improve their writing abilities. Candidates who move the required examinations are given a pattern assignment to ensure they can full an actual project. We examine the candidates’ language, writing abilities, and subject information with grammar knowledge exams, an English language proficiency test, and qualification evaluation by research space. We offer one of the best deals for paper assist with our regular shoppers all 12 months lengthy. Additionally, you start a private bonus account and acquire rewards for delivered orders. We start our hiring process with a careful review of candidate resumes. If they don’t have the mandatory tutorial degree, their application is rejected with out further consideration. Check the preview of your paper and approve it, when you’re glad. You can turn collected bonuses to virtual cash and use it for future purchases. Close your eyes and imagine that there isn't a have to work in your hateful task. No must rack your brain looking for relevant sources and related phrases to describe the matter. Choosing us, remember to get your paper accomplished strictly by your deadline. It happens not often, but should you don’t like the final paper our firm will return every cent to you. Sometimes they have to rewrite the identical paragraph several instances. And the principle thing for him is to save not only hard work but in addition persistence. Select the paper kind and we’ll match you up with the best pro.

How To Find The Best Essay Writer For Your Essay Or Paper

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How To Find The Best Essay Writer For Your Essay Or Paper

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5 Things to Do to Ensure a High LSAT Score

The LSAT is a big deal. Don’t believe me? Check out this post with the top LSAT scores from the top 100 law schools. While GPA and LSAT score are the most important part of your law school application, LSAT takes the cake. It’s really the only way law schools have of objectively analyzing a bunch of applications with a bunch of different students. So, here are five tips to help you get the best LSAT score possible. 1. Study the Logical Reasoning section twice as much as every other section. I’ve written at length on this topic over at Magoosh. Here’s the cliffsnotes version. Most people won’t tell you this, but the LSAT is actually weighted. 50 percent of the exam is taken up by the Logical reasoning section. That’s big news if you know what to do with it. There are officially four sections on the LSAT: 1.  Reading Comprehension; 2. Logical Reasoning; 3.  Analytical Reasoning; and 4.  Logical Reasoning. In case you missed it, there are two logical reasoning sections. That means if you can increase your average score in the logical reasoning portion, it will have double the impact of an equivalent increase in your average score in the other two sections. In other words, you’re looking at a 2 for 1 deal. Who could say no to that? 2. Take official tests, but don’t do it all at once. The LSAT is great in that it gives you the chance to study actual test questions, answers, and explanations from the test creators. The point of taking these tests is to figure out what your strengths and weaknesses on the LSAT are. If you just start taking these tests in rapid succession, you may pick up some stuff, but you’ll be wasting your time. You’re better off taking 2 or 3 of them, figuring out what section you need to work on the most, and then going from there. 3. Give yourself at least 2 months to study. The LSAT isn’t one of those exams you can just take. Lots of people have done just that. Unfortunately for them, you would be hard pressed to find a single person who actually liked their resulting score. The LSAT it tough. It tests your ability to think logically, read carefully, and infer a bunch of stuff, all at the speed of light. There are a few habits you’re going to need to get in that head of yours before you take the test, and the only way that will happen is if you give yourself plenty of time to study. I hesitate at recommending only two months, but hey, it’s what I did, and it turned out alright for me in the end. 4. Time your practice tests. You have exactly 35 minutes to complete each section. That means you have roughly 1.45 minutes to complete every question. Your LSAT score doesn’t care if you mark an answer or not, and finishing early might not be the best thing for you. However, one thing is for sure, if you don’t finish the test, you’re missing out on potential points, especially since you don’t get docked points for incorrect answers. 5. Don’t study the night before the LSAT. This last tip might not seem like a big deal, but it is. You might not believe this, but chances are, if you’ve been studying for a few months, you’re not going to learn anything groundbreaking the night before that you didn’t already know. Nope. Do yourself a favor, and eat a nice early dinner, get to bed at a reasonable time, and get to the test center with plenty of time to spare in the morning. Your head will be clearer, and you’ll probably get a better score because you did. Randall Floyd earned his JD from the University of Denver in 2013. He received his BA in Communications and Social Science from the University of Washington in 2010. Check out more of Randall’s articles and LSAT tips on the Magoosh LSAT blog. Related Resources: †¢Ã‚  Time Management Tips to Make the Most of Your Test Prep †¢Ã‚  Should You Explain Your LSAT Score or Grades? 5 Things to Consider †¢Ã‚  Help! My LSAT is Low – Should I Still Apply to Law School?

Essay about segregation - 1571 Words

Race is an ambiguous concept possessed by individuals, and according to sociologists Michael Omi and Howard Winant, it is socially constructed; it also signifies differences and structure inequalities. Race divides people through categories which led to cultural and social tensions. It also determined inclusion, exclusion, and segregation in U.S society. Both inclusion and exclusion tie together to create the overall process of segregation — one notion cannot occur without resulting in the others. Segregation is a form of separation in terms of race that includes the processes of inclusion and exclusion. Race was the main factor that caused conflicts among people in society in the realms of culture, education, and residential. Historians,†¦show more content†¦Whites, or Anglos referred to by Menchaca and Valencia, viewed themselves as racially and intellectually superior to Mexicans. Therefore, Anglo and Mexican students were not allowed to mix even in an educational environment. Anglos controlled who were able to attend school with them and excluded those who were not considered smart based on their inclusive beliefs of a superior race. Tests and I.Q scores were used to justify segregation of these students and that led to unequal educational opportunities for Chicano students. (223) Exclusion of young students started out at an early period of time which affected their interactions - Anglos formulated barriers to divide themselves and include only their own people. As more students were segregated in schools based on Anglos belief in racial superiority, that led to Francis Galtons movement of eugenics to not only exclude minorities who were considered inferior, but to exterminate them to form the perfect breed. Segregation was believed to be the only method to maintain the pure white race; Anglos considered themselves to be exclusive because they were Gods chosen people.† They used the argument of what God would have wanted and that was to ban the intermingling of the superior and inferior races to exclude Mexicans from churches. (226) Another justification Anglos used to argue thatShow MoreRelatedRacial Segregation : Segregation And Segregation Essay1142 Words   |  5 PagesRacial Segregation â€Å"Segregation is that which is forced upon an inferior by a superior. Separation is done voluntarily by two equals.† This is an important and powerful quote said by the late Malcolm X. From 1849-1950 segregation took place for a little over a century. Just 4 years after that, in Brown v. Board of Education the supreme court outlawed segregation in public schools. This was the starting point in putting an end to segregation nationwide. However, is segregation really abolished? OrRead MoreRacial Segregation And Racial Residential Segregation3452 Words   |  14 Pages The United States has come a long way since the 1960s civil rights movement, yet many large, metropolitan areas within its borders still experience vast amounts of racism and segregation- especially in the area of residential living. The topic of this research draws attention to the issue of racial residential segregation, particularly in the city of St. Louis. Even though there are official laws against discr imination in jobs, housing, school, etc., much of this prejudice is still very prevalentRead MoreSegregation in the 1970s855 Words   |  4 Pagesorganized by color. The reality is this hypothetical world did in fact exist in the United States prior to the 1970s. Racial segregation is one of the most recognized branches of social stratification in American history. Jeannette Walls was a witness of the effects of segregation. She was born on April 21, 1960 in Phoenix, Arizona. Thus, she lived through the segregation period in the Southwest. Her books reflect experiences of her life, such as growing up in poverty and being neglected by her parentsRead MoreSegregation in the 1970s1580 Words   |  7 Pagesbe organized by color. The reality is this hypothetical world did in fact exist in the United States prior to the 1970s. Racial segregation is a vastly recognized branch of social stratification in American history. Jeannette Walls was a witness of the effects of segregation. She was born on April 21st, 1960 in Phoenix, Arizona. Thus, she lived through the segregation period in the South. Her books reflect experiences of her life, such as growing up in poverty simultaneous to being neglected byRead MoreSegregation vs. Integration1387 Words   |  6 PagesSegregation vs. Integration One of the most significant issues which the United States has dealt with for decades is the issue of racial segregation. 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Years ago, we were separated by race and even though we claim that time is over, it is not. Our country is a great example of segregation because we not only segregate by race, but by gender and sexual orientation as well. America was founded on preconceived expectations of gender and race leading to a segregation of consciousness that structures opinions around the injustices of stereotypes. For years, our country prided itself on being called the melting pot of cultureRead MoreSegregation Is The Division Of People Essay1319 Words   |  6 PagesSection I Paper: Analysis of Segregation Patterns Segregation is the division of people that share certain racial, social, and economic characteristics from other people of differing characteristics in a defined area. Segregation is mediated by action of specific groups of people leaving areas concentrated with other groups of people of differing interests. Essentially, individuals from these groups voluntarily (based on individual choice and personal preference) or involuntarily (based on externalRead MoreThe Collapse of Segregation Essay618 Words   |  3 PagesThe Collapse of Segregation Segregation and discrimination due to race was made completely illegal by 1970. 1954 saw the end to legal segregation in schools; in 1955 it was made illegal to practise segregation on busses. The Civil Rights Act was passed in 1957, which outlawed racial discrimination in employment, restaurants, hotels, amusement arcades, and any facilities receiving government money. In 1965 the Voting Rights Act was imposed to prohibit any discrimination

Charles R. Tittle s Control Balance Theory - 954 Words

The aim of this paper is to present a more comprehensive understanding of Charles R. Tittle’s control balance theory. Introduced are the assumptions about human nature and criminal behavior, hypotheses, methods for testing, empirical support, limitations, and implications. This research presents the benefits of identifying similar concepts in theories and merging them to create a broader theory. Moreover, the focus of this theory is on the claim that Tittle developed a theory that can explain both conventional criminal behavior as well as elite crime. Though more research is needed, the goal of this research is to show the positive impacts of integrating theories to create a utopian general theory. Observations, conclusions, and recommendations are described in the conclusions. Introduction The purpose of this research shall be to understand Tittle’s control balance theory and how it can be used as a sole general theory of crime and deviance. This research will focus on the understanding of the theory; and the use of concepts with similar meanings, and the fusion of them to form one common theme. Tittle’s theory can be used to explain a vast amount of deviant behavior ranging from white-collar crime, to street crime and states that the main problem is finding the balance of control. This theory is an ideal theory with massive potential because it makes sense, it is intuitive, and it is parsimonious (Akers Sellers, 2013). Findings Origins In 1995, Charles R TittleShow MoreRelatedIntegrated Theories of Criminal Justice Essay example3632 Words   |  15 PagesIntegrated Theories of Criminal Justice Abstract Two theorist and theories that have been recognized by many involved in the criminal justice field are Ross L. Matsuedas Theory of Differential Social Control, and, Charles R. Tittles Control Balance Theory. Matsuedas theory, (1) identifies a broader range of individual-level mechanisms of social control, (2) specifying group and organizational processes for controlling delinquency, (3) conceptualizing classical criminological theories as specialRead MoreSocial Controls Essay2969 Words   |  12 PagesCritically evaluate the claim that it is social controls that prevent us all from committing crime. This essay will thoroughly examine and evaluate the claim that it is social controls that prevent us from committing crimes by looking at different social control theories. Firstly we must determine what a social control theory consists of, according to Hopkins (2009) ‘social control theory is fundamentally derived from a conception of human nature that proposes that there are no natural limitsRead More Differential Association Essay3062 Words   |  13 Pagesstudies completed he began work at the University of Minnesota from 1926 to 1929 where his reputation as a leading criminologist was enhanced. At this time, his focus became sociology as a scientific enterprise whose goal was the understanding and control of social problems, including crime. (Gaylord, 1988:13) After his time at Minnesota he moved to Indiana University and founded the Bloomington School of Criminology at Indiana University. While at Indiana, he published 3 books, including Twenty ThousandRead MoreEssay on Criminological Theories13456 Words   |  54 PagesStudent Study Guide for Ronald L. Akers and Christine S. Sellers’ Criminological Theories: Introduction, Evaluation, and Applications Fourth Edition Prepared by Eric See Youngstown State University Roxbury Publishing Company Los Angeles, California 1 Student Study Guide by Eric See for Criminological Theories: Introduction, Evaluation, and Application , 4th Edition by Ronald L. Akers and Christine S. Sellers Copyright  © 2004 Roxbury Publishing Company, Los Angeles, California

Effects of Capital Structure on Profitability of a Firm

Question: Discuss the Effects of Capital Structure on Profitability of a Firm. Answer: Introduction Capital structure is the combination of debt and equity finance that a company utilizes in its operations that involves a mixture of various securities. Generally, companies can opt for alternative ways of raising capital. Some of the methods of raising capital include warrants, issue convertible bonds, or swapping trading bonds. In addition, firms can choose numerous types in order to maximize its market value (Abor, 2005). According to Azhagaiah and Gavoury (2011), the firms best choice is a mix of equity and debt finance to fund its capital operations. In situations where interest is not taxable, firms would be undecided as to whether to seek equity or debt financing whereas when interest is taxable company owners would seek maximization of the companys value by fully utilizing debt finance. Agency costs arise from use of debt financing. An agency cost is the association between the shareholders and the managers of the firm and that between the owners of debt and the shareholders (Jensen and Meckling, 1976). According to the pecking order theory, companies may opt to sell equity when there is an over-valuation in the market. This is based on the hypothesis that the managers will opt for the current shareholders concerns (Myers, 1984; Chittenden et al., 1996). Accordingly, they deny issuing under-valued shares unless the transfer value from the initial shareholders to the new ones covers the NPV of the prospect of growth. Abor (2005) concludes that new shares are issued only when the price is high than that of the real market value of the shares. Consequently, investors infer equity issuance as a sign of overpricing. In situations where external funding is indispensable, the firm will choose secured debt as opposed to debt that is risky and as such, firms issue ordinary share as a last option (Ibid). 2005) Settling on an erroneous combination of capital structure serious affects the firms performance and its survival is thereby threatened. Therefore, a companys decision to choose financing options involves a variety of policy decisions that may be beyond the control of the board of directors. Such decisions may jumpstart stock securities growth, determination of share prices as well as price regulation and interest rate. The decisions made affect capital structure, corporate governance and firm growth at the grass root level (Green et al ,2002). Booth et al. (2001) and Bas et al.(2009) postulate that awareness of capital structure strategies have relied on developed economies since they possess similar institutions. Distinct social and cultural aspects need to be investigated since levels of economic advancement contribute to how a firm chooses its capital structure. As such, this study will endeavor to establish the effects of capital structure on profitability by examining the factors that influence capital structure decisions for firms in Australias such this paper attempted to determine the effect of profitability, firm size and liquidity on capital structure... Literature review: The idea of capital structure and its relationship with profitability and firm value has always been a subject of debate among scholars. Various researchers affirm that there exists a good combination of capital structure to a firms unique needs while others argue that the degree of debt finance is not important to determine the profitability of a company. Hence, the concept of capital structure is arguably debatable. According to Brealey and Myers (2003) the selction of capital structure is fundamentally a problem associated with marketing. They argue that a firm may issue various mixtures of capital strategies but should also try to seek specific capital mix that maximizes the value of shares. Wald and Brigham (1992) add that the optimal capital structure is one that will maximize the value of shares. The capital structure concept provided an opportunity for various theories to be formulated (Modigliani Miller, 1958). In situations where a firm is new or is a going concern, it needs funds for its daily operations to achieve success. The funds sought are for the daily operations of the firm and or expansion of the company. This indicates the importance of capital in the life cycle of a company (Azhagaiah Gavoury, 2011). When capital is acquired especially from external sources, it becomes a concern to the business because it is other parties funds that are utilized that need to be compensated while the company derives full benefit from those funds. In such a case, such finances become a liability to the firm in their books of accounts (Ibid). Myers (2001) notes that there is no universally accepted theory on the choice of a firm choosing between debt and equity finance but notes that some theories have endeavored to expound on capital structure combination. He cites the trade-off theory that states, Firms seek debt levels that balance the tax advantages of additional debt against the costs of possible financial distress. The way a company funds its operations is determined by its capital structure. This can be between a choice of debt finance or equity finance (David, 1979). The theory of capital structure is attributable to Modigliani and Miller who concluded that the way a firm finances its operations has no effect on its value and that the value is not connected to the firms funding strategy. Other theories have been suggested to explain capital structure. Notably the pecking order theory, life cycle theory and the trade-off theory that have continuously been the bone of contention among critics. Interest rates are costs associated with borrowing for a specific period of time. Interest rates are normally pegged on the prevailing inflation of an economy hence a major issue for a firm when choosing capital structure strategy. Research suggests that interest rates have an effect on the firms choice of capital. According Jalilvand and Harris study of 1984 in the United States results obtained suggested that firms funding decisions are intertwined and that the size of the firm, interest rate situations and levels of stock price affect the rate of adjustment to capital structure suggesting that they are manipulated by it. According to Singh (1993), an interest rates increase, investment reduces and as interest reduces, investment activities are revamped. This may mean utilizing more debt finance. Singh concluded therefore, that there is an association between investment, utilization of debt finance and interest rate. In his study of the relationship between capital structure and profitability of listed non-financial firms in Kenya, Kinyua (2014) using regression analysis revealed that a firms profitability (using return on equity ROE as an independent variable) had a positive relationship with short-term debt. In another study, Githire and Muturi, (2015) found the short-term debt had a significant negative correlation with performance of the firm. They used the explanatory non-experimental research model using multiple regression to test and test the hypotheses. Accordingly, the empirical studies cited above found conflicting results of the relationship between capital structure and profitability based on different economies (developing or developed) and or methodologies used. For instance Kebwars study of 2014 on the effect of debt on corporate profitability using the French service sector, examined the influence of debt on profitability by using Generalized Method of Moments (GMM) on an unequal panel consisting of 2,240 French firms for the period 1999 to 2006. His analysis involved examining the linear and non-linear effect by approximating a quadratic model that considers the square of debt variable in the regression equation. The results of the study showed that there neither a linear nor a non-linear relationship between debt and profitability. This further evidenced Baum et al, (2007) study on American firms. However, Nima et al (2012) had found a significant relationship between profitability as the dependent variable replaced by ret urn of equity (ROE) and total debt. They studied Tehran Stock Exchange firms between 2006 and 2011 by measuring performance using gross profit margin, return on assets (ROA) and Tobins Q and three-capital structure ratios that included total debt ratios as independent variables. Similarly, Arbabiyan and Safari, (2009) investigated the effect of capital structure on profitability by using 100 Iranian listed firms from 2001 to 2007 and found that total debt is positively related to profitability proxied by ROE. These differing results and others not cited have prompted the researcher investigate further the effects of capital structure on the profitability of a firm. In addition, no current study has been done in Australia on the effects of capital structure on profitability therefore prompting the researcher to undertake this study. Research questions The study will be guided by the following research questions; What is the effect of long-term debt on profitability of firms listed at Australian Securities Exchange (ASX)? What is the effect of short-term debt on profitability of firms listed at Australian Securities Exchange (ASX)? What is the effect of total debt on profitability of firms listed at Australian Securities Exchange (ASX)? Research Hypotheses H0: There is no significant effect of long-term debt and profitability of firms listed at Australian Securities Exchange (ASX). H0: There is no significant effect of short-term debt on profitability of firms listed at Australian Securities Exchange (ASX). H0: There is no significant effect of total debt on profitability of firms listed at Australian Securities Exchange (ASX). Description of the Research Process Methodology As opined by Flick (2015) while conducting a research, it is important for the researcher to select the right methodology of research. It can be identified as one of the major prerequisites of successful achievement of the declared research outcome. This study will utilize data derived from the Australian Securities Exchange (ASX) website and published financial statements of joint stock companies listed on the Australian Securities Exchange (ASX) 2011-2015. Financial sector including banks and insurance companies will be excluded from this study as they differ from non- financial firms as Diamond and Rajan (2000a) point out, bank assets and functions are not the same as those of industrial firms. In reality, banks and insurance companies are controlled by regulations such as rules of depositing minimum capital. The researcher will use the following variables listed in the table below adopted from Madah et al (n.d). 1 ROE Return on Equity Dependent Variable 2 LDA Long Term Debt Independent Variable 3 SDA Short Term Debt 4 TD Total Debt 5 FIRM SIZE Log of Sales Control Variable 6 SG Sales Growth Table 1: Research Dependent, Independent, and Extraneous Variables Source: Adopted from Madah et al. Project Plan Figure 1 below shows the project plan with the various timelines with milestones for each process that will take place. Figure 1: Gantt chart Research process Figure 2 below depicts the entire research process. Figure 2: The Research Process Source: Developed by the Researcher (2016) Data collection and analysis Sample The sample size will be from all the firms listed in Australian Securities Exchange excluding banks and insurance firms. Technique: The study will be carried out using a longitudinal research design, utilizing secondary quantitative data. This type of research design involves a researcher conducting numerous observations of the same cases over a period normally for several years. It is a study that involves examining data for a long period (Cooper Schindler, 2003). The study will rely purely on accounting data of firms listed at Australian Securities Exchange (ASX). Analysis: Descriptive statistics will be carried out on the quantitative data by measuring the mean, median, mode and the standard deviation. Inferential statistics will be used to determine the cause and effect between the independent variables (Long-term debt, short-term debt and total debt) and the dependent variable (profitability). Analysis of variance (ANOVA) will be used for the extraneous variables which is this case will be sales growth and firm size. ANOVA will assist the researcher determine whether there is an association between the variables and if so, whether it is significant. This will be done by observing the p-value and where it is less than alpha level of 0.05 we will reject the null hypotheses. The researcher will also adapt the Madah et al two models One will determine the association between all the variables while the other will be a regression model. Multiple regression analysis will be used to determine the relationship between the independent variables and the dependent variable and whether the relationship is significant to reject or retain the null hypotheses. This type of analysis will be chosen since it will also reveal the degree of variability between the dependent and independent variables. An alpha or significance level of 5% (0.05) will be preferred throughout the analysis. The results of regression analysis 1203 observations of 201 firms .The regression formula adapted from Madah et al for the analysis will be: ROE it = 0 + 1 (LDA it) + 2 (SIZE it) + 3 (SG it) + ROE it = 0 + 1 (SDA it) + 2 (SIZE it) + 3 (SG it) + ROE it = 0 + 1 (DA it) + 2 (SIZE it) + 3 (SG it) + Where: ROE i,t is EBIT divided by equity for firm i in time t; LDA i,t is long term debt divided by the total capital for firm i in time t; SDA i,t is short term debt divided by the total capital for firm i in time t; TD i,t is total debt divided by the total capital for firm i in time t; SIZE i,t is total debt divided by the total capital for firm i in time t; SG i,t is total debt divided by the total capital for firm i in time t; and is the error term. Expected outcome: As the literature review shows, there are different outcomes of results on the effect of capital structure on profitability. The results of the current study are expected to shed more light in inconclusive debate of effects of capital structure on profitability of firms. The results will be beneficial to different stakeholders key among them the firm owners, stockholders, lending institutions and various government institutions. It will also provide a reference point for other researchers to explore further the effects of capital structure on profitability. As studied from the literature review it can be expected that a sheer impact of the advertisements on the customers buying decision will be established. The first hypotheses can be expected to be supported by the research outcomes. The result will provide a light on the factors those can be manipulated by the advertisements and it can be surly utilized by the entrepreneurs and future studies. References and Bibliography Arbabiyan, Ali-Akbar Safari, Mehdi, (2009). The effect of capital structure on profitability in the listed firms in Tehran Stock Exchange. Journal of Management Perspective, 33: 159-175. Azhagaiah, Ramachandran and Gavoury, C., (2011). The Impact of Capital Structure on Profitability with Special Reference to IT Industry in India Managing Global Transitions 9 (4), pp. 371392. Baum, C.F., Schafer, D. and Talavera, O., (2007). The Effect of Short-Term Liabilities on Profitability: The Case of Germany, Money Macro and Finance (MMF) Research Group Conference 2006, 61. Brealey, R. A., Myers, S. C. (2003). Principles of Corporate Finance. Boston: Mc Graw Hill. Brigham, E., and Gapenski, L., (1996). Financial Management. Dallas, Dryden Press. Cooper Schindler, D.R., (2003). Business Research Methods, (8th Edition). New York, NY. McGraw-Hill. Diamond, D. W. and Rajan, R. (2000): A theory of bank capital, Journal of Finance, 55, pp. 243 2465. Fischer, E.O., Heinkel, R. Zechner, J., (1989). Dynamic capital structure choice: Theory and tests. The Journal of Finance, 44(1), 19-40. Flick, U. (2015) Introducing research methodology: A beginners guide to doing a research project. London, United Kingdom: SAGE Publications. Githire, C. Muturi, W., (2015). Effects Of Capital Structure On Financial Performance Of Firms In Kenya: Evidence From Firms Listed At The Nairobi Securities Exchange. Available online from https://ijecm.co.uk/wp-content/uploads/2015/04/3427.pdf Jalilvand, A., Harris, R.S., (1984). Corporate behavior in adjusting to capital structure and dividend targets: An econometric study. The Journal of Finance, 39(1), 127-145. Kinyua, N.K.G., (2014). The Relationship Between Capital Structure And Profitability Of Listed Non-Financial Firms In Kenya. Kodongo, Mokoaleli-Mokoteli and Maina, (2014). Capital structure, profitability and firm value: Panel evidence of listed firms in Kenya. Modigliani, F., Miller, M. (1958). The cost of capital,corporate finance and the theory of investment. American Economic Review , 261-97. Myers, S.C., (2001). Capital structure. Journal of Economic perspectives, 81-102. Nima, S.S., Mohammad, M.L., Saeed, S. Zeinab, T.A., (2012). Debt Policy and Corporate Performance:Empirical Evidence from Tehran Stock Exchange Companies.International Journal of Economics and Finance, 4 (11), 217-24. Singh, A., (1997). Financial liberalisation, stock markets and economic development. The Economic Journal, 107(442), 771-782. Wald, J. F., Brigham, E. F. (1992). Essentials of Managerial Finance. Hinsdale,IL: The Dryden Press.

Two Kinds by Amy Tan free essay sample

The story takes place around 1960’s, where the narrator talks about her childhood and 1980’s towards the end when she had grown up to be an adult about thirty years old. In the sixties, many Chinese immigrants came to America to persuade their American Dreams. â€Å"American dream† was first attributed in James Truslow Adams’s 1931 book The Epic of America, where he refers the dream as â€Å"a dream of a land in which life should be better and richer and fuller for everyone, with opportunities according to ability or achievement. † Another key aspect of the dream is freedom, the freedom to pursue happiness in life in this new world. The conflict between Jing Mei and her mother represents the conflict of the two generation of Chinese immigrants in pursuing their American Dream. The first generation, Jing Mei’s mother, who suffered hard life in China before coming to America, emphasized more on survival in her dreams, such as to open a restaurant, to buy a big house, to be rich and famous, whereas, the daughter, who was born in the new land, never go through the hardship of life like her mother, believes in her dream of being happy, free, and most of all, being just the way she is. We will write a custom essay sample on Two Kinds by Amy Tan or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Jing Mei’s mother lost everything in China including her twin daughters before she came to America. She believes in the American dream of success and tried her very best to turn Jing Mei into a famous prodigy. She works hard to provide her daughter ways to success. She took her to beauty training school to have her hair styled, took dozens of magazines from the houses she cleans so that Jing Mei could be knowledgeable and even provides free house cleaning for her piano teacher in exchange for her piano lessons. Her strong and willful character is well represented the first generation Chinese immigrants. Instead of lamenting over the hardship she had in China, she moves on to create happiness and success in the new land. She was confident that her daughter can be a prodigy if only they can locate her talent and nurture it well. Unfortunately, her effort leads to a deep resentment in Jing Mei. The protagonist and narrator, Jing Mei is the American-born daughter who struggles with the burden of failing to meet her mother’s expectations. She tells the story of her childhood under the pressure of her mother who kept trying to make her a famous prodigy. Although Jing Mei was excited about her mother’s plan at first, as time goes on, when the tasks got harder and harder, she failed to achieve them. Many times, after seeing her mother’s disappointed face she felt â€Å"something inside her began to die†. This shows that in she loves her mother and was afraid to see disappointment in her mother’s attempt to find her talent. Jing Mei lost her confidence and decided not to response to her mother’s effort in nurturing her. Jing Mei’s mother holds on strongly to her Chinese culture. She always uses Chinese language when she speaks to her daughter. She said, â€Å"Ni kan,†¦Ã¢â‚¬ ¦. † But she did not realize that in her way of pursuing her American dreams, she sacrificed her own culture. She forced her child to read Western magazines, she sent her to church and made her memorized the bible. By doing so, she created a culture difference between the two of them which leads to many misunderstanding. Being born in America, Jing Mei had a very independent behavior but her mother thinks that she is disobedient. This shows the difference perceptions of the two generations and they do not share the same views on things. Jing Mei struggles to find her own sense of identity against her mother’s wishes and feels that she can be successful through her own effort and determination. She felt that her mother was trying to control her and decided to do things her own way. The situation worsened when both of them failed to communicate with each other. They never listened to each other, and ended up being further apart. She was determined and tried many ways to annoy and displease her mother to end her domination and control, but her mother continued to push on. At last her mother gave up on her when she hurt her by saying that she wished she was dead like the twins she left behind in China. At the end of the story, Jing Mei realized her mistakes after her mother passed away and gave her the piano as a memory. Jing Mei thinks that her mother’s criticism are signs of lack of affection, but the fact is, her mother’s severity and high expectation are the results of her love and faith in her daughter. The mother’s traditional Chinese values of filial obedience, criticism-enveloped expressions of love, and concealment of excessive emotions clash with the daughter’s American ideas about autonomy, free and open speech, and self-esteem. However, as Jing Mei grown up as an adult, she ultimately reconciles some of these cultural and generation differences. Like all mothers, Jing Mei’s mother forgave her hurtful words and offered her the piano on her thirtieth birthday. When Jing Mei played the piano for the first time since childhood, she noticed the piece on the page opposite from the â€Å"Pleading Child† is called â€Å"Perfectly Contented†. She gets to realize that â€Å"they were two halves of the same song†. The names of the two- parts song are very ironic. Despite the differences of Jing Mei and her mother, they were like the songs, they may disagree but they made one stunning song. The song symbolized Jing Mei’s life. During her childhood, she had felt dissatisfied with her life and with the choices she was forced to make. As an adult, when she was offered the piano, she knew that her mother had forgiven her. Therefore she had found her inner peace. She had reconciled the issues of her failures and knew that her mother never considered them failures. It was just the love from a mother that she had for her daughter. Although Amy Tan tells the story of an American Chinese experience, the issues in Two Kinds are universal because the story explores themes of family, their relationship as well as the conflicts of culture which are applicable to all people disregard with their nationality, religion or race. Such themes actually apply to Asian families as well, as love and affection is universal. References: 1. TAN. A, The Joy Luck Club, New York: Ivy Books. 1989, pg 132-148 2. Huntley, E. D. Amy Tan: A Critical Companion. Westport, Connecticut: Greenwood Press, 1998. 3. James Truslow Adams, The Epic of America, New York, 1931. 4. dialnet. unirioja. es/descarga/articulo/69045. pdf 5. http://salempress. com/Store/pdfs/joy_critical_insights. pdf

Time Value of Money and Present Value Essays

Time Value of Money and Present Value Essays Time Value of Money and Present Value Paper Time Value of Money and Present Value Paper Date: 14/11/2012 52. Annuities: You are saving for the college education of your two children. They are two years apart in age; one will begin college 15 years from today and the other will begin 17 years from today. You estimate your children’s college expenses to be $23,000 per year per child, payable at the beginning of each school year. The annual interest rate is 5. 5 percent. How much money must you deposit in account each year to fund your children’s education? Your deposits begin one year from today. You will make your last deposit when your oldest child enters college. Assume four years of college Solution: Cost of 1 year at university = 23,000 N=4 I=5. 5% PMT=23,000 CPT PV = 80,618. 45 For the first child the PV = 80,618. 45/ (1. 055) ^14 = $38,097. 81 For the second child the PV = 80,618. 45/ (1. 055) ^16 = $34,229. 07 Therefore the total cost today of your children’s college expense will be the addition of the 2 = $72,326. 88 This is the present value of my annual savings, which are an annuity, so to get the amount I am supposed to save each year would be: PV=72,326. 88 N=15 I=5. 5 CPT PMT = 7,205. 6 57. Calculating Annuity Values: Bilbo Baggins wants to save money to meet three objectives. First, he would like to be able to retire 30 years from now with retirement income of $25,000 per month for 20 years, with the first payment received 30 years and 1 month from now. Second, he would like to purchase a cabin in Rivendell in 10 years at an estimated cost of $350,000. Third, after he passes on at the end of the 20 years of withdrawals, he would like to leave an inheritance of $750,000 to his nephew Frodo. He can afford to save $2,100 per month for the next 10 years. If he can earn an 11 percent EAR before he retires and an 8 percent EAR after he retires, how much will he have to save each month in years 11 through 30? Solution: First we get the FV of the 2,100 savings over 10 years Bilbo Baggins can afford to save $2,100 dollars per month for the next 10 years therefore at 10 years he would have saved: PMT = 2,100 I = 10. 48 / 12 = 0. 873 N = 10 x 12 = 120 CPT FV = $442,201. 15 So after 10 years he would be able to purchase his yacht at the price of $350,000, and he would be left with a balance of $92,201. 15 This $92,201. 15 will be our current PV at year 10. At year 30, the year when Bilbo retires, the $92,201. 15 would become 92,201. 15*(1. 11) ^20 = $620,283. 23 Second we have to find out how much the inheritance of 750,000 would be at year 30: 750,000/1. 8^20= $160,911. 16 Third In order for him to be able to withdraw a sum of 25,000 per month for the next 20 years after his retirement, we should now calculate this annuity’s present value: N= 20 x 12 = 240 I= 7. 72 / 12 = 0. 643 PMT= 25,000 CPT PV = $3,052,135. 26 Adding up the PV’s of the $750,000 and the annuity, we will get $3,213,046. 32 We will subtract the future value at year 30 of the $92,201. 15 ($620,283. 23) which we saved at year 10 from $3,213,046. 32 to get $2,592,763. 09 We are now left with an annuity that pays $2,592,763. 09 at year 30, and a time period of 20 years (yr11-30) To calculate the yearly PMT, we have FV= $2,592,763. 09 I= 10. 48 / 12 = 0. 873 N= 20 x 12 = 240 CPT PMT = 3,207. 33 Therefore the monthly PMT Bilbo would have to save each month through years 11-30 would be = $3,207. 33 34. Valuing bonds: Mallory Corporation has two different bonds, currently outstanding. Bond M has a face value of $20,000 and matures in twenty years. The bond makes no payments for the first six years, then pays $1,200 every 6 months over the subsequent eight years, and finally pays $1,500 every 6 months over the last years. Bond N also has a face value of $20,000 and a maturity of 20 years; it makes n coupon payments over the life of the bond. If the required return on both these bonds is 10% compounded semiannually, what is the current price of bond M? Of bond N? Solution: The price of a bond is equal to PV of expected future cash flows Bond M: Face value 20,000 Present value of 20,000 = 20,000/ (1. 05) ^40 = $2,840. 91 First we need to get the present value of the annuity for the 1,500 semiannual PMTs at year 14 Present Value of Annuity = $13,295 $13,295 becomes $3,391 at year 0 We then get the annuity of the 1,200 semiannual PMTs at year 6, and then at Present Value $13,005 at year 6 with a PV of $7,242 at year 0 The sum of the 3 PV’s gives us the value of the bond ,841 + 3,391 + 7,242 = $13,474 Bond N Face value 20,000 Present value of 20,000 = 20,000/ (1. 05) ^40 = $2,840. 91 38. Non-constant growth: Storico Co. just paid a dividend of aud 3. 5 per share. The company will increase its dividend by 20% next year, and will then reduce its dividend growth rate by 5% per year, until it reaches the industry average o f 5% industry average growth, after which the company will keep a constant growth rate forever. If the required return on Storico stock is 13%, what will a share of stock sell for today? Solution  : D0 = $3. 5 D1= 3. 5*1. 2= $4. 2 D2= 4. 2*1. 15= $4. 3 D3=4. 83*1. 1= $5. 31 D4=5. 31*1. 05= $5. 58 Since the first 4 periods are different we get the PV of each one alone, then as of the 4th year we get the perpetuity of the rest, and sum them up to get the final NPV We now get the PV of each Dividend PV D1 = 4. 2/ (1. 13) = $3. 72 PV D2 = 4. 83/ (1. 13) ^2 = $3. 78 PV D3 = 5. 31/ (1. 13) ^3 = $3. 68 So the PVs of D1+D2+D3 = $11. 18 NPV of perpetuity at constant growth = 5. 58(0. 08) / (1. 13) ^3 = 69. 75 / (1. 13) ^3 = $48. 34 NPV perpetuity + NPV dividends = NPV price of stock today 48. 34 + 11. 18 = $59. 52

Domestic Violence Against Women in Malaysia Essay

Domestic Violence Against Women in Malaysia - Essay Example A domestic partner can be a married partner or unmarried partner staying together. After the introduction, the statement of the problem related to domestic violence is provided along with the research and scope of the study. In the second chapter, the Historical background of Malaysia has been mentioned. This section would help to understand the culture and values that exist in the country. Furthermore, it will allow the readers to gain an interest about the topic after knowing the historical values of the country. In this section different issue related to Malaysian society has also been discussed. Domestic Violence in Malaysia has been discussed in this section along with the regulations and support system that protect women from the abuses. In the third chapter some regulations that protect the women have been discussed thoroughly. In the fourth chapter the gaps in the regulations have been mentioned. The fourth chapter provides information about the limitations of the laws and regulations that have been incorporated in Malaysia against domestic violence. The fifth chapter is very important because it provides the literature review of the essay. In the fifth chapter the rights and positions of the Muslim women residing in Malaysia has been discussed. This section also mentions about the preaching of Islamic culture and information about the Sharia Law. In this chapter some theories about the causes of domestic violence has been provided along with the conceptual framework of domestic violence in Malaysia. The gaps in the literature has also been mentioned in the section due to which the issues related to domestic violence in Malaysia has not been in regular discussion by other nations. The sixth chapter provides inform ation about the different type of disturbances and injuries that females of Malaysia had to experience. Finally, some recommendations have been provided in the

Visual technology Assignment Example | Topics and Well Written Essays - 250 words

Visual technology - Assignment Example The artist creates this dimension. Therefore, art becomes unique as it comes to be the product of the artist’s imagination. Literally, reproduction of arts means to recreate art, a camera mimicking the way eye sees the object is an example of it. By introducing the term â€Å"politics† Benjamin referred to the manipulation of art for personal gains. It is similar to discovering nuclear energy but if it was going to be used to destroy Hiroshima and Nagasaki it was certainly not the intention of the scientist that discovered it in the first place. The politics of arts allows the images to be reused and modified with the use of text and sound and soft fares to produce the desired results. It is hard to come to a conclusive perception when I look at this painting. To me, this artwork is by far the most elegant and extraordinary work by Picasso. The simplicity in the play of color is exquisite. It should look unbalanced and smudgy with this unusual play of colors yet it is extremely balanced and has a serene effect on the emotional state of mind. Physically, I feel alive and liberated when I look at this artwork. The immediate impact on the physical state is the acknowledgement that this ‘renegade’ dimension exists and speaks directly to me. Intellectually, this painting does not fall into the conventional realm because it seems off-the-cuff or a deviation from the monotonous lifestyle. To me, it is the difference between listening to the symphonies of Mozart and hip-hop music. I instantly think about my childhood when I look at this artwork. Without a doubt, this painting triggers nostalgia in me. I start relating how I always wanted to be different, the way this painting seems different from the others. If Picasso could paint this today it would be a messy room of a teenager who plays guitar and loves football. The newness of this image is the comfort in knowing that something exists with which

Banking and Finance Law Essay Example for Free

Banking and Finance Law Essay Joint account holders, case: Arden v Bank of New South Wales (1956) VLR 569 Combination of account, the bank’s right to combine accounts is dependant on the accounts being the same or closely similar. The right to combine accounts without express agreement: accounts must be held by customer in the same capacity, must not be an agreement or course of dealing with the customer which has negated the bank’s right to combine accounts, customer’s indebtedness must have been incurred to the bank as an banker and not in relation to other business carried on by the bank eg travel business. The main case of this rule is: Garnett v McKewan 1872. Knowing Receipt: Case: Thomson v Clydesdale Bank Ltd (1893) AC 282 APPLICATION Fantastic Landscapes is a customer of the Red Bank because it has accounts in this bank which are overdraft account with has a borrowing limit of $100000 accepted by Red Bank and another account has $20000 (Account No 2) Applying to the content of the contact, Fantastic Landscapes has signed an agreement form that is an express terms made between Red Bank and Fantastic Landscapes. The general terms and conditions included the following clause 12: upon receipt of each monthly overdraft account statement, the account holder shall read the statement and notify the bank of any errors contained in the statement within 15 days. Failure to notify the bank of any errors within that time will be treated as a breach of contract by the account holder entitling the bank to its remedies at law. Applying to the bank’s duty of confidentiality, the Red Bank recorded transactions between it and its customer (Fantastic Landscapes) and reported to its customer every 15 days as written in the general term. However, Red Bank did not complete its duty to question valid mandate because the cheques drawn by Minnie (one of the director of Fantastic Landscapes) within a period of 3 months are unusual drawn on Fantastic Landscapes’ overdraft account. When according to joint account holders, Ben actually is an innocent joint account holder, so he has a right to sue the Red Bank for the breach of contract. However, applying to the duty of customer in section duty to organize business, following cases: Lewes Sanitary Steam Laundry Co Ltd v Barclay Co Ltd (1906) 95 LT 444; and (6. 1) National Bank of New Zealand Ltd v Walpole and Patterson Ltd (1975) 2NZLR 7. The Red bank has an absolute advantage in this case because of the express term written in the contract Another director of Fantastic Landscapes, Ben has failed when sue Red Bank to recredit account which Minnie has stolen because he did not check overdraft account during 3 months, and in the contract with Red Bank has asked he to rea d and notify the bank of any errors contained in the statement within 15 days. Therefore, Ben or Fantastic Landscapes could not claim back $50000. When apply to combination of account, the Fantastic Landscapes has won in this lawsuit. The Red Bank has combined overdraft account and Account No 2 without any notice because they hear that this company has just lot a large landscaping contract and not working any more. Moreover, Red Bank has agreed Fantastic Landscapes to borrow maximum $100000, so they can not combine account without any notice to this company even though its overdraft account has reached to $100000. Therefore, Red Bank has to pay $10000 penalty fee for Fantastic Landscapes to the finance company. According to duty of the banker, the BLB (Big Lender Bank) does not have any duty to Fantastic Landscapes because in this case, its customer Minnie just is its client. Therefore, BLB do not have any duty to her company although she is a director in that company and she has committed fraud. Moreover, BLB do not care about how Minnie paid off her debt because Minnie did not withdraw money in the trust account. In addition, according to Thomson v Clydesdale Bank Ltd (1893) AC 282. BLB does not need to care about its customer detail particularly. Hence, the chances for Fantastic Landscapes win in this case in not to high than the case it won before when against Red Bank to reclaim $10000 penalty fee for finance company. CONCLUSION In conclusion, the Fantastic Landscapes has won in the case against Red Bank for compensation for $10000 penalty fee when they applied their case to combination of account. They won because Red Bank has committed the rule when combine two accounts without any notice to its customer. On the other hand, although the main fault belong to Minnie, the Fantastic Landscapes has failed in the case to recredit, its account when apply express term between it and the Red Bank. After all, the BLB do not have any duty to Fantastic Landscapes for compensation because when apply knowing receipt rule via Thomson case.

Essay --

Tara J. Yosso’s book Critical Race Counterstories along the Chicana/ Chicano Educational Pipeline uses a unique set of critical race counterstories focused on teachers and students in the Chicana / Chicano community. It reveals a great deficiency in appropriate U.S. education and investment but demonstrates the richness of the culture of minorities and interest in innovative approaches to education. This innovative work, in comparison to works published by many leading researchers, uses critical race theory to give stories along the educational pipeline from primary school to university. It is an absorptive work giving voices to the largest minority in the United States, presenting the latest demographic research on the status of Chicana / Chicano students’ education at the time of its publication in 2006. Within the first chapter, we are presented with the foundation for this research and the sad reality of Chicana/ Chicano education within the United States. In the U.S. the group with the lowest educational progress is the fastest growing racial / ethnic minority population – in o...

The Hero’s Journey

The Hero’s Journey In recent centuries, China has been subject to many foreign powers even on its own soil. In times of low national pride, martial art masters such as Ye Wen and Huo Yuanjia became national heroes, inspiring the Chinese people to prove their worth to visiting foreigners and preserve their sovereignty. Through a comparative study of heroic martial artists in the recent Chinese films Ip Man( ) and Jet Li’s Fearless ( ), this paper will explore how the stories that they tell relate to and critically reflect the â€Å"Hero’s Journey† narrative pattern identified by American Scholar Joseph Campbell.Campbell’s 2008 book The Hero With a Thousand Faces provides a theoretical frame for this paper. We will study how these martial artists’ personal stories inspire their community and the nation to overcome great hardship and how the filmic representation of their images represents the self-image of China as a nation. Drawing a parallel between these heroic images and China’s own journey toward self-reliance and national regeneration, this paper will argue that the narrative pattern of â€Å"A Hero’s Journey† could also project a meaningful reading of China’s own trajectory of social and economic growth as a nation.The first film that this paper studies, Jet Li’s Fearless takes place in the early 1900’s, half a century after the Opium Wars have resulted in China giving up territory to Western powers as well as diminished their rule over foreigners in Chinese cities. In this historical period, Western powers look down on the Chinese as the weak men of Asia. Likewise, despite his father being a martial arts master, Huo Yuanjia is not permitted by his father to practice wushu because of his asthma.After his father’s death, Yuanjia is able to practice wushu openly and begins to build his reputation as the â€Å"best of Tianjin. † Huo Yuanjia’s call to adven ture comes after tragedy strikes his family. Yuanjia is led by one of his disciples to believe that another martial artist, Master Qin, has beaten him without provocation. In the ensuing confusion, Yuanjia kills Master Qin and Master Qin’s nephew in turn kills Yuanjia’s wife and daughter. This personal tragedy can be contextualized in the historical period knows as the Boxer Rebellion.China’s reluctance to accept western ideals, specifically its rejection of Christianity, led to irrevocable conflict across the country in which many innocent people lose their lives. As portrayed by the film, one of China’s major weaknesses was its inability to adapt as the world around it modernizes and westernizes. A hero is not without mentors and ultimately must work to gain a treasure, which can then be used to transform the world. Huo Yuanjia is humbled by the tragedy that struck his life and learns to accept guidance from many around him.In a small mountain village h e is taught how to live in harmony with nature. Upon returning to Tianjin, he visits his old friend Nong Jinsun with a changed heart. Yuanjia knows that China’s image is in desperate need of refreshing and asks his friend to pay his way to challenge O’Brien, the US boxing champion, in Shanghai. Huo Yuanjia then undergoes many tests, finding allies and enemies along the way. He is invited to dinner and tea on occasion. The first invitation comes, again, from his friend Nong Jinsun.The two agree that China must realize the gravity of their situation and reunite to take back their sovereignty. Jinsun knows that Yuanjia can unify the country through martial arts and is so dedicated to the idea that he sells his successful restaurant in order to help open the Jingwu Sports Federation. Later, Yuanjia has tea with an arranged challenger, Anno Tanaka. Tanaka is prideful of his knowledge and taste for differentiating various grades of tea. In perhaps the deepest line of the fil m, Yuanjia explains to Tanaka that the tea does not judge itself, but people judge it, placing one above the other.In contrast, Yuanjia believes that the all tea is made equal by nature and the taste of the tea will reflect the attitude of the drinker. As for martial arts, there isn’t one superior style, but varying degrees of skill in each style. This explains China’s endangered situation at the time of the movie. The Chinese style of government and nationalism simply couldn’t withstand the pressure of outside forces. Finally, the hero Huo Yuanjia must  be severely tested in order to be purified by a last sacrifice.According to the film Fearless, Yuanjia’s sacrifice is literal. In a contest against four opponents, he is poisoned, even as he is near victory. China has its own internal conflict. Although the internal struggle was largely put on hold during the Second World War, the Chinese Communist and Nationalist Parties divided China one more time bef ore it could finally be united under Mao Zedong’s communist government. Tanaka declares Yuanjia the victor as he dies and becomes a hero behind which the Chinese can unite to fight the foreign influence.Resonating the theme of heroism and nationalism, the movie Ip Man is a great tribute to Ip Man, a great leader of China by example of his determination to achieve justice. This story takes place in Foshan, Guangdong region before and during the Japanese invasion of China in the 1930s. This invasion leaves a lot of Chinese people to be wrongly treated and also have an inappropriate and improper view of the actuality in strength that China has as a whole especially in numbers. What good can a high amount of people be if they aren’t all governed by the same organized and directive laws?The importance of effective and self-sufficient leadership is great and can be shown through the life of heroes like the martial artist Ip Man, a visionary leader of the Chinese people, who was able to bring hope, direction and most importantly greater unity to the local Chinese community Ip Man was a very important and influential master of Kong Fu in the history of China. Taking his heroic life and comparing it with the â€Å"Hero’s Journey† will allow readers to perceive what affects a Heroic figure had on a historical nation such as China.According to Joseph Campbell, there are various stages in the narrative pattern of â€Å"A Hero’s Journey. † The most important are: one, â€Å"The Ordinary World†; two, â€Å"The Call To Adventure†; three, â€Å"Refusal of The Call†; four, â€Å"Meeting with the mentor†; five, â€Å"Tests, Allies and Enemies†; six â€Å"The Ordeal†; seven, â€Å"The Road Back†; and lastly, eight, â€Å"Return With The Elixir†. In Ip Man, the first stage, â€Å"The Ordinary World†, is presented as the earlier life of Ip Man. He is extremely accomplished in t raditional Chinese martial arts and lives a quite life.As an ordinary person, he has no desire to become a master and teach others. Corresponding to Stage two, â€Å"The Call To Adventure,† Ip Man is brought to pass as the Japanese are introduced as invading China, which caused numerous Chinese to live in perilous conditions. Ip Man, as well, lost his home and many personal belongings. In a scene of the film, a Japanese General invites Chinese locals to challenge Japanese martial artists using their own styles of Kong Fu to judge which national martial arts are more powerful.The intersection between personal and national crisis is escalated in the third stage, corresponding to Campbell’s narrative pattern â€Å"Refusal of the Call†, when Ip Man chooses to fight against 10 Japanese fighters at once due to the very recent murder of his close friend. He triumphs at last, conquering his challengers. When he reviews this experience with his wife, he comments that his Kong Fu has no use in this current unfortunate situation for his country-men and friends since the whole nation is in a larger, much more dangerous and critical condition.Later a Chinese officer who later works as the interpreter for the Japanese brings the Japanese military to find Ip Man. This is when the fifth stage is visible, â€Å"Tests, Allies and Enemies†. Ip Man could see the apparent intentions that one Japanese officer had towards his wife. To save himself and his family from danger, Ip Man fights against all the soldiers and finally manages to flee. The story later progresses into stage six â€Å"The Ordeal†, when Ip Man dares to face the Japanese General in a fight to see whose Kong Fu can prevail.At this time Ip Man understands that whether he wins or loses, he is doomed to be unfairly killed. However, he knows that the dignity and glory of his nation rests on him and is dependent on his victory. Ip man then greatly triumphed in this match up, and the la rge crowd mostly consisting of Chinese locals cheered and chanted, â€Å"Ip Man, Ip Man†¦Ã¢â‚¬  but then out of nowhere a Japanese Colonel shot Ip Man, and seemed to have killed him, but luckily he lived on.Finally, corresponding to Stage seven, â€Å"The Road Back†, the film shows Ip Man willingly sacrificing himself to protect the workers in the cotton factory, when revealing his genuine care for them, his countrymen. Lastly, stage eight, â€Å"Return with the elixir† is that Ip Man finally establishes his belief that Chinese martial arts is founded in Confucian spirit, the essence of which is benevolence. This corresponds to the eighth stage in the Campbell narrative pattern, the return with the elixir, which to Ip Man, is this spirit of benevolence. This, the elixir is a treasure that the Hero brings back from his journey.It can be physical or an idea. In most wushu films, the elixir can best be compared to attaining a zen-like state where the hero gains int ernal peace and harmony with the world around him. To conclude, as a part of the Hero’s Journey, the hero must obtain some form of treasure or elixir. For Huo Yuanjia, the treasure was discovering the essence of wushu. Before his journey, Yuanjia was certainly a strong martial artist, but through his journey, he realized that the true power in martial arts is the ability to avert conflict and better oneself.For Ip Man, the true lesson that he obtained was that you must cherish your abilities using them for good and that even one person can accomplish great things as an example to others, causing many people to unite and become great. As a nation with dramatic changes in the recent decades, China has recently learned this lesson power in unity and good leadership as well. In 1971, The People’s Republic of China gained a permanent seat on the UN Security Council. Since then, China has worked peacefully to become a world power, with an average annual GDP growth rate of ne arly 10 percent in the last 20 years.And finally, Beijing had the honor of hosting the world’s athletes in the 2008 Summer Olympic Games. China has grown into a world power, and as any hero knows, with great power comes great responsibility. Through this process that is found through a hero’s journey, the audience are also invited to explore the importance of these heroes and their entire process of becoming real heroes and draw lessons from them. The same is true for China as a nation that may grow and progress by learning from the empowering examples of heroes on screen such as Ip Man and Huo Yuanjia. .